At AutoCashUSA your privacy is important to us. This Privacy Policy
describes the information we collect and how we use that information and
is applicable if you have applied for service with AutoCashUSA, or if
you are a current or former customer. This Privacy Policy is effective
as of October 19, 2007.
PROTECTING THE
PRIVACY OF CUSTOMER INFORMATION
We are committed to protecting your
privacy and to implementing technology that gives you the most powerful
and secure online experience. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to transmit and
store information about you. For instance, we use computer virus
protection software, firewalls, and a 128 bit Secure Socket Layer (SSL)
for data transmission to ensure that your information is secure. We are
constantly evaluating new advances in security technology and techniques
to provide the best possible protection for information about you. In
addition, we permit only authorized employees who have a job-specific
purpose and are trained in the proper handling of customer information
to have access to your information.
INFORMATION WE COLLECT ABOUT
YOU
We collect "nonpublic personal
information" about you from several sources:
- Information you provide
through on-line forms,
registration forms, surveys, and
or other entries, such as your
name, address, drivers' license
number or other government
issued photo ID, social security
number, email addresses, assets
and income;
- Non-personally identifiable
information such as, web page
http headers (home server domain
names, IP address, type of
client computer, and type of Web
browser);
- Information, user specific
or aggregate, on what pages our
visitors access;
- The e-mail addresses of
visitors that communicate with
us via e-mails;
- Information about your
transactions with us, our
affiliates or others, such as
payment history and loan
balances; and
- Information we receive from
third parties, such as consumer
reporting agencies and other
lenders, regarding
creditworthiness and credit
history.
HOW WE USE INFORMATION WE
COLLECT
The information we collect about you
is primarily used to provide services to you and contact you regarding
administrative notices. We may also use your information to resolve
disputes, troubleshoot problems, and enforce our agreements with you,
including our Terms and Conditions, Application Agreement, Loan
Agreement, and this Privacy Policy.
We may therefore use
your contact information to send you information about our company and
promotional material from our partners. We may also use your personal,
demographic and profile data to improve our website, for statistical
analysis, for marketing and promotional purposes, and for editorial or
feedback purposes for our advertisers. Information collected by us may
be added to our databases and used for future e-mails or postal mailings
regarding site updates, new products and services, upcoming events,
and/or status of orders placed online.
PARTIES TO WHOM WE DISCLOSE
We reserve the right to share, rent,
sell, or otherwise disclose data we collect to our affiliates, as well
as to non-affiliated third parties, including but not limited to
magazine publishers, retailers, and direct marketers. Any non-affiliated
third party we share, rent, sell, or otherwise disclose data to will be
carefully prescreened by us, determined by us to be reputable, and will
use the personal data for marketing products and services which we
determine, in our sole judgment, that you might find of interest.
- Information we share with
Affiliates:
Some of our services are
provided using our affiliates,
and we share nonpublic personal
information with them in order
to fulfill the services you have
requested.
- Information we share
with Third Parties:
We use certain non-affiliated
third parties as service
providers, and we share
nonpublic personal information
with them in order to fulfill
the services you have requested.
- Information we share with
Financial Institutions:
We may disclose information we
collect to financial
institutions with which we have
a marketing and servicing
agreement such as banks and our
affiliates.
CONTACT PREFERENCES
You can express a preference for
receiving telephone and email
contacts from AutoCashUSA.
Specifically, we may send you emails
regarding our service from time to
time or call to remind you about
upcoming payments. If you do not
wish to receive these emails or
phone calls, you may contact
AutoCashUSA Customer Service at
(866) 437-6391 to change your
contact preferences. By electing to
opt-out of receiving contacts by
telephone, mail, or email, you will
not receive updates on new product
information or special offers.
Notwithstanding the
above, we may send out periodic
emails informing you of technical
service issues related to a service
you requested. You will not be able
to choose to unsubscribe from these
mailings as they are considered an
essential part of the service you
have requested.
In addition, we reserve
the right to contact you regarding
your account status and changes to
subscriber agreements, privacy
policy, or any other policies or
agreements relevant to you and/or
your loan.
ACCURACY OF YOUR ACCOUNT
INFORMATION
We have established procedures to
ensure that your financial
information is accurate, current and
complete, in keeping with reasonable
industry standards. We continually
strive to maintain complete and
accurate information about you and
your accounts. Should you ever
believe that our records contain
inaccurate or incomplete information
about you, please notify us. We will
investigate your concerns and
correct any information we determine
to be inaccurate.
CHANGES TO THIS PRIVACY
POLICY
Because circumstances and
technologies change, we reserve the
right to change this policy at any
time by notifying you of the
existence and location of the new or
revised privacy policy or by posting
the changes online at our website.
ADDITIONAL SECURITY
PRECAUTIONS
You also have a significant role in
protecting your information. No one
can see or edit your personal
information without knowing your
login information, do not share this
with others. If you use this site,
you are responsible for maintaining
the confidentiality of your account,
password, and restricting access to
your computer. You agree to accept
responsibility for all activities
that occur under your account and
password.
"COOKIE" POLICY
To ensure we are publishing content
customers need and want
www.AutoCashUSA.com
collects aggregated site visitation
statistics using cookies. We do not
track individuals' use of the web
site. When someone visits the web
site, a cookie is placed on the
customer's machine (if the customer
accepts cookies). If you choose to
not have your browser accept cookies
from the
www.AutoCashUSA.com web site,
you will not be able to subscribe to
the service offerings on the site.
CHILDREN AND THE INTERNET
We respect the privacy of your
children, and we comply with the
Children’s Online Privacy Protection
Act (“COPPA”). We do not knowingly
collect or retain personally
identifiable information from
consumers under the age of thirteen
(13). You must be at least eighteen
(18) years of age to obtain services
from us.
WHO DO YOU
CONTACT WITH QUESTIONS?
If you have any questions about this
Privacy Policy or the practices of
this web site, by sending us an
e-mail at:
support@autocashusa.com.