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Title Pawn FAQs

Below are AutoCashUSA’s most frequently asked questions. If you have a question about something, it’s possible that the answer is listed here, so feel free to check it out!

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What is a title pawn?
A title pawn is a pawn that allows you to use your vehicle’s lien-free title as collateral for a lump sum of cash.
How does a title pawn work?
This pawn works by you using your vehicle’s lien-free title as collateral. This means a lien is put on your title until you repay the pawn. Once you pay it back, the lien is removed and the title is back in your possession.
How do I start the process of title pawning?
You can start the process for a title pawn by filling out the online form on the Auto Cash USA website. This allows us to connect you with one of our nearest pawn vendors, where they will walk you through the rest of the process.
How do I find a title pawn near me?
You can find our title pawn vendors by filling out the online form and waiting for them to give you a call. Or you can check out our locations page to find the nearest title pawn to you.
What is the total amount of the pawn, including interest and fees?
The total amount will vary. All of the information you need – including the fees – is detailed in your loan agreement paperwork.
Is it difficult to understand how to pawn your car title?
No! We make sure to make the process simple for you to understand and quick to get through.
Do I need a checking account to pawn car title?
No, you do not need a checking account to qualify for a title pawn or to get your money.
Will my personal information be kept confidential at a title pawn near me?
Yes. All the personal information you provide will be kept confidential with our pawn vendors.
How old do I have to be to start title pawning?
To get the car title pawn, you must be at least 18 years old.
What required items do I need to pawn car title?
To get a title pawn with one of our vendors you only need three required items. You need your driver’s license or state-issued photo ID, your vehicle’s lien-free title for collateral, and your vehicle for a quick inspection.
Does my vehicle need to be inspected for a title pawn?
Yes. In order to qualify for the pawn you have to let the pawn representative inspect your vehicle. This inspection allows our vendors to determine how much you could qualify for.
How will the value of my vehicle be determined?
The value of your vehicle is determined by the inspection and the value as stated in a nationally recognized pricing guide.
Do I get to keep my car if I get a title pawn?
Yes! Our vendors do not keep your vehicle while you repay the pawn. They are using your vehicle’s lien-free title as collateral, which means they hold onto your title. You can keep using your vehicle however and whenever you want.
What is a lien-free title?
A lien-free vehicle title is a title that is free of outstanding liens. This means you own your vehicle outright and there is no financing on it. If the title is not lien-free it will not qualify for this pawn.
What if my car title is not in my name?
If the car title is not in your name, you will have to go to the DMV to get it transferred before you apply for title pawns.
How often can I get a title pawn?
Title pawn terms and frequency varies from state to state, so please ask your pawn representative to provide you with these details.
How long does it take to find out if I’ve been approved?
The entire process from the time you meet with the pawn representative takes 30 minutes to complete and you will find out then and there if you’ve been approved.
What is the process of getting a title pawn?

The process of getting a title pawn is simple. Here is

  • Just fill out the online form on the Auto Cash USA website.
  • We will connect you with the nearest pawn location where a representative will give you a call.
  • They will set up the appointment for you to come in and have your vehicle inspection.
  • The representative will inspect your vehicle and assess your items to determine if you qualify.
  • If you do, you can get your money on the same day or the next day.
How much cash can I get with a title pawn?
With a title pawn from one of our vendors you can get up to $15,000.
How do I get started?
Get started with the process by filling out our online form.
Can I still qualify even if I have poor credit?
Yes! You can still qualify even if you have poor credit!
What kind of vehicle can I use for this pawn?
Our vendors accept cars, pick-up trucks, minivans, or SUVs. They do not accept motorcycles, trailers, or boats.
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Get Approved for a Title Loan Today!

Once you've been approved, you'll soon be delivered the cash you need and sent on your way. You'll even get to keep your car while paying back the loan. Experience the simple approval process our vendors provide first-hand and get the extra cash you need today so you can lay your emergency to rest.